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![]() You don’t need a fortune to retire. You need a plan.RRSP - Registered Retirement Savings Plan First, each dollar invested can be deducted from your taxable income*. This reduces your taxes and boosts your income. You can contribute to your RRSP until you turn 69, so every year you have a new opportunity to lower your taxes. And, you can even take advantage of any unused contributions from previous years to further reduce your taxes. The second major benefit of having an RRSP comes in the long-run. The earnings on your money can grow tax-free. As you can imagine, having years to grow your money tax-free will likely give you a much larger nest-egg when you do retire than having your gains taxed each year. An RRSP is an integral part of any retirement plan. But not all RRSPs are equal. The quality of advice you have can make all the difference to the quality of your RRSP. This is where we can play a critical role. We can help you select the best investments for your RRSP to help you lower your taxes and reach your retirement goals.Our Other Registered Retirement Plans There are other registered plans outside of an RRSP that may be more appropriate to your needs and goals. RESP: An Educated Future PLUS your contributions may be supplemented by the federal government's Canada Education Savings Grant (CESG), which can add up to a maximum of $400 a year to your RESP. Lifetime maximum of $7,200 per child**. RRIFs: Enjoy Your Retirement LIRA & LIF: Make Them Count For more details, contact us or e-mail us and we'll reply within We will reply within 24 hours during our business hours. *Contribution limit is currently 18% of earned income up to a maximum of $14,500. By using this Web site, you agree to be bound by the terms and conditions contained in the Copyright and Legal Notice. |
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