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CONTEST RULES

"A trip to Cuba Contest"

 Eligibility rules:

 

1.

The contest "A trip to Cuba" is held by Chapdelaine Assurances et Services Financiers Inc. It is open to individuals who are residents of the Province of Quebec, and have reached the age of majority before June 30th , 2005, date of the draw and are new and current holders of home and / or automobile, financial services (insurance : life, salary, collective and mutual funds) insurance policies issued through Chapdelaine Assurances et Services Financiers Inc.

The Draw:

 

2.

The draw will take place at the head office of Chapdelaine Assurances et Services Financiers Inc.,  220 Brébeuf, Beloeil (Qc) at 14;00 hr, June 30th, 2005.

3.

The draw will be made among eligible entries received between April 3rd , 2004 and June 17th , 2005.

4.

According to the present rules, the participant is the person whose name appears on the insurance policy. If the name of two persons is registered on the policy, these persons would be declared jointly and severally winners of the price. They would have then to decide which one of them would respond to the mathematical skill-testing question and which one would get the price.

The Price:

 

5

The contest price consists of a trip to Cuba, a value of approximately 3 thousand dollars Canadian ($3000 CDN) or $3000 CDN in cash. It is a one (1) week trip for two (2) persons to Cuba, including air fair from a major Canadian airport located near the winner’s residence. The sponsor will pay for all the fees up to three thousand dollars Canadian ($3000 CDN). All other trip fees will have to be taken care by the winner.

 

6.

The winning person will have a month (30 days) after his / her status of winner is confirmed to decide which price he / she will take as described in these contest rules and make the proper arrangement with the travel agency they wish to deal with. The trip will have to be made before July 15th , 2006, but not during the following periods : the school break week, the Christmas and Easter periods, construction holidays (the last two weeks of July).

 

7.

The sponsors will attempt to contact the selected person within 24 hours of the draw. If the person cannot be contacted within fourteen (14) days of the draw date, the Sponsors will draw another name and will attempt to contact the next selected winner in the same manner and so on until a potential winner is contacted and officially declared winner.

 

8.

Before being declared a winner, the person must respond correctly, without assistance and within a limited time period too a mathematical skill testing question asked by telephone at a previously determined time. The winning person will then be informed on how she / he can collect the price, subject to signing the release form mentioned in section 9.

 

9.

The contest winner will be required to release the Sponsors from all liability in respect to any damages that he / she may suffer as a result of accepting and using their price. Before taking possession of the prize, the winning person must agree to sign a release form exonerating the sponsors from any such liability.

 

10.

The winning person authorize the Sponsors to use their name and photographs, regarding the prize for advertising purposes (such as Internet and print ads) without any money compensation or otherwise..

 

11.

Chapdelaine Assurances et Services Financiers Inc. members of personnel and any persons living under the same roof are not eligible participants.

 

12.

In the event that the Sponsors, for reasons beyond their control and not related to the winning person are unable to award the trip to Cuba as described herein, they agree to award a prize of the same nature and of equal value.

 

13.

Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des Alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a price may be submitted to the Régie only for the purpose of helping the parties reach a settlement.


 

"Ten $100 CAN gift certificate Contest"

Eligibility rules:

   
   1. The contest is held by Chapdelaine Assurances et Services Financiers Inc.
   2. The draws will be made amongst those who requested quotes either by telephone, e-mail or fax at Beloeil or Saint-Hyacinthe offices between April 1st , 2004 and May 20th, 2005.
   3. One quote request per insurance - car, home or commercial will be admissible during the contest period.
   4. Prices to win : 10 gifts certificates of 100$ CAN. The first draw will take place May 28th , 2004.
   5. The draws will take place at the head office of Chapdelaine Assurances et Services Financiers Inc. in Beloeil. Each winning person will be notified by telephone.
   6. To receive his / her price, each winning person will have to respond to a mathematical skill testing question.
   7. Once a contestant has been declared winner, he / she will be automatically  excluded from participation in the other draws.
   8. Each winning person authorize the sponsors to use their names and photographs for advertising purposes of the contest (such as Internet and print ads) without any money compensation or otherwise.
  9.  Chapdelaine Assurances et Services Financiers Inc. members of personnel and any persons living under the same roof are not eligible participants.
  10.  Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des Alcools, des courses et des jeux for a ruling. Any litigation respecting the rewarding of a price may be submitted to the Régie, only for the purpose of helping the parties reach a settlement.

 

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